58勛圖

FI5309 Financial Technology

Academic year

2026 to 2027 Semester 1

Further information on which modules are specific to your programme.

Key module information

SCOTCAT credits

15

The Scottish Credit Accumulation and Transfer (SCOTCAT) system allows credits gained in Scotland to be transferred between institutions. The number of credits associated with a module gives an indication of the amount of learning effort required by the learner. European Credit Transfer System (ECTS) credits are half the value of SCOTCAT credits.

SCQF level

SCQF level 11

The Scottish Credit and Qualifications Framework (SCQF) provides an indication of the complexity of award qualifications and associated learning and operates on an ascending numeric scale from Levels 1-12 with SCQF Level 10 equating to a Scottish undergraduate Honours degree.

Planned timetable

To be arranged

This information is given as indicative. Timetable may change at short notice depending on room availability.

Module coordinator

Dr S Kazembalaghi

Dr S Kazembalaghi
This information is given as indicative. Staff involved in a module may change at short notice depending on availability and circumstances.

Module Staff

Dr Shabnam Kazembalaghi

This information is given as indicative. Staff involved in a module may change at short notice depending on availability and circumstances.

Module description

Financial Technology (FinTech) has seen a dramatic increase of popularity in terms both of business applications and academic research in the last decade (Allen, Gu & Jatiani, 2020). Importantly, FinTech has the potential not only to improve profit-margins of financial service companies but also to democratise finance, help unbanked individuals and support responsible financial enterprises. The course will equip students with a sound understanding of the technology underlying FinTech by introducing topics in blockchain, machine learning and artificial intelligence. Building on this technological basis, the course will provide an overview of key trends and discuss the impact of FinTech on financial services such as payments, investing, lending, borrowing and spending.

Assessment pattern

100% coursework

Re-assessment

100% coursework

Learning and teaching methods and delivery

Weekly contact

3 hours Lecture & Seminar X 10 Weeks

Scheduled learning hours

30

The number of compulsory student:staff contact hours over the period of the module.

Guided independent study hours

120

The number of hours that students are expected to invest in independent study over the period of the module.

Intended learning outcomes

  • By the end of the module, students will understand the foundations of fintech and evaluate emerging technologies such as Artificial Intelligence (AI), Generative AI, and Machine Learning in the context of financial innovation.
  • By the end of the module, students will be able to analyze decentralization, tokenization, and innovations in monetary systems, including the use of blockchain, cryptocurrencies, stablecoins, and Central Bank Digital Currencies.
  • By the end of the module, students will be able to evaluate the regulatory, compliance, and cybersecurity challenges associated with fintech platforms, including the role of RegTech in managing financial and data risks, as well as the evolving regulation of digital fundraising and online financial platforms.
  • By the end of the module, students will be able to demonstrate familiarity with the application of fintech across core financial services, including alternative lending, and digital fundraising platforms.
  • By the end of the module, students will be able to critically assess the digitalization of fundraising, including models such as crowdfunding, equity crowdfunding, and marketplace lending, along with their regulatory and ethical implications.
  • By the end of the module, students will be able to apply interdisciplinary knowledge to propose or evaluate fintech solutions, incorporating technological, financial, and regulatory perspectives to address real-world problems.